Personalized physical therapy, covered by insurance

Be at the top of your game with the best physical therapy Chicago has to offer

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Home » Physical Therapy » Chicago

What makes Health Loft Physical Therapy different?

With the help of a Health Loft physical therapist in Chicago, you can say hello to a life free from aches and pains.

We strive to treat each patient with the utmost care and get them on the most ideal road to recovery from chronic pain, sports injuries, post-surgery ailments, and more. Our aim is to help you get back to your optimal physical health and agility so you can get going again!

Let’s create a healthier future, tailor-made for you.

Why pick a Health Loft physical therapist in Chicago?

We understand that each body is different, and so, you will never find a “one-size-fits-all” approach in our books. We provide physical therapy that is customized just for you with treatment plans that fit right into your health, lifestyle and personal needs and not the other way round.

Our individualized care is accessible even to those without a referral or prescription. Read more about Direct Access in Illinois.


45-60 min 1:1 Appointments

  • Spend 45-60 minutes per session with your physical therapist, based on insurance and policy carrier limitations.
  • Appointments 2-3 times longer than other clinics providing physical therapy in Chicago.
  • All PTs are fully licensed, so you never see a tech.
  • See the same physical therapist every visit.

Learn Proper Movement and Exercise Form

  • Have questions on your deadlift, squat, running, or exercise form? Our physical therapists will work with you in the clinic to identify how your movement could be causing you pain, and teach you how to modify your activity with improved form to reduce your risk of injury.
  • Learn how to warm-up, and cool-down before a run or exercise to reduce your risk of injury.

Exercises and Messaging Through Our App

Meet Our Physical Therapists

James A. Caginalp



With a distinct interest in wellness-focused movement, James Caginalp created Health Loft to meet a distinct need and gap he saw in the market.

From Our Clients

How it Works

With Health Loft, getting physical therapy in Chicago is as simple as 1, 2, 3…

Step 1

Book an Appointment

Step 2

Establish a Personalized Plan

  • Tell your physical therapist your story.
  • Assess mobility, strength, and goals.
  • Craft a customized plan that will work for you.

Step 3

See Results

  • Do your homework with help from videos and resources in our app.
  • Assess progress at each physical therapy appointment.
  • Reset goals in order to reach higher achievements.

Use Insurance or Pay a Flat Fee

Let insurance pay for your physical therapy in Chicago, or pay an upfront fee

Commercial Insurance

Regular Coverage

We accept most insurances just like any regular clinic. Your co-pay remains the same.


Use your Savings

Our services are covered by your HSA/FSA dollars. There are no out of pocket costs to you.


0 copays

Zero copays, no unexpected bills, discounts available for visit packages.
Call or book online and we will verify your insurance before your appointment in under 30 seconds.

About the Health Loft Exercise App

Take home the best physical therapy Chicago has to offer!

With Health Loft, your care doesn’t just end with physical therapy in Chicago – you get to take it home! We want to give you all the resources and accountability you need to be successful in your journey towards a fitter, pain-free future. Our app makes the work we do during our appointments available at your fingertips so that you can access it anytime, anywhere.

At-Home Exercises

Our physical therapists will upload tailored video and photograph exercises for your easy reference.

Unlimited Messaging

Ask a question or leave a message for your physical therapist any time and they’ll get back to you ASAP.

Track Weekly Progress

Record which exercises you have trouble with and which ones you need to be more challenging.

Conditions We Treat

Get personalized treatment for a wide range of conditions and challenges at a Health Loft physical therapy center near you.

Orthopedic/Sports Injuries
  • Adhesive capsulitis
  • Ankle injuries
  • Bone fractures
  • Bursitis
  • Carpal tunnel syndrome
  • Dislocated shoulder
  • Femoracetabular impingement
  • Foot injuries
  • Golfer’s elbow
  • Heel pain
  • Heel spurs
  • Knee pain
  • Labral tears
  • Ligament injuries
  • Meniscus injuries
  • Plantar fasciitis
  • Rotator cuff impingement
  • Shin splints
  • Tendonitis
  • Tennis elbow
Senior Care
  • Arthritis
  • Balance disorders
  • Degenerative joint disease
  • Difficulty with gait
  • Fall prevention
  • General deconditioning
  • Hip pain
  • Muscle weakness
  • Osteoarthritis
  • Osteoporosis
  • Postural training
  • Prehab before joint replacement
  • Urinary incontinence
Post-Surgical Rehabilitation
  • ACL reconstruction
  • Arthroscopic procedures
  • Hip replacement
  • Joint replacement
  • Labral repairs
  • Meniscal repairs
  • Rehab post fracture fixation
  • Reverse total shoulder arthroplasty
  • Rotator cuff repairs
  • Spinal fusion
  • Spinal procedures
  • Total knee replacement
Back & Neck Pain
  • Whiplash
  • Ankylosing spondylitis
  • Bulging discs
  • Degenerative disc disease
  • Desc herniation
  • Headaches
  • Lower back pain
  • Mid back pain
  • Neck injuries
  • Neck pain
  • Sciatica
  • Spinal stenosis
  • Spondylosis
  • Thoracic outlet syndrome
  • Upper back pain
  • Spinal arthritis
  • Fractures
  • Facet joint dysfunction
Specialty Care
  • CRPS
  • De Quervain’s tenosynovitis
  • Diastasis recti
  • Fibromyalgia
  • ITB syndrome
  • Oncology rehabilitation
  • Patellofemoral pain syndrome
  • Pelvic floor therapy
  • Piriformis syndrome
  • Pregnancy & postpartum Care
  • Stroke
  • Women’s and men’s health therapy
  • Workers’ compensation
  • Auto accidents
Hip and Knee Pain
  • MCL, LCL, and PCL sprains
  • Meniscal injuries
  • Meniscal repairs
  • Patella tendonitis
  • Patellofemoral pain syndrome (PFPS)
  • Osgood-Schlatter disease
  • Fractures
  • Patella dislocation
  • Bursitis
  • Shin splints
  • Anterior compartment syndrome
  • Total knee replacement
  • Post-surgery rehab
  • Iliotibial band syndrome (ITBS or IT band syndrome)
  • Trochanteric bursitis
  • Piriformis syndrome
  • Hip and thigh pain
  • Hamstring strain/tear
  • Quadriceps strain
  • Hip flexor pain
  • Hip impingement
  • Hip labrum tear
  • Osteoarthritis of the hip
  • Total hip replacement
  • Partial hip replacement
  • Difficulty walking
Elbow, Wrist, and Hand Pain
  • Tennis elbow (lateral epicondylitis/epicondylosis)
  • Golfers Elbow (medial epicondylitis/epicondylosis)
  • Elbow pain
  • Wrist pain
  • Hand pain
  • Tendon repair and post-surgery rehab
  • Fractures
  • Elbow contractures
  • Ulnar nerve entrapment
  • Median nerve entrapment
  • Radial nerve entrapment
  • Ulnar collateral ligament injuries
  • Elbow dislocations
  • Carpal tunnel syndrome
  • De Quervain’s tenosynovitis
  • Dupuytren’s contracture
  • Gamekeeper’s thumb
  • Mallet finger
Ankle and Foot Pain
  • Ankle sprain
  • Ankle instability
  • Achilles’ tendonitis
  • Achilles’ tendon repair
  • Tarsal tunnel syndrome
  • Fractures of the foot and ankle
  • Post-surgery rehab
  • Flat feet
  • Calf strain
  • Metatarsalgia
  • Plantar fasciitis
  • Stress fractures
  • Post-surgery rehab
  • Bunions or hallux valgus
  • Flat foot or pes planus
  • High arch foot or pes cavus
  • Fractures of the 5th metatarsal
  • Foot pain
Chronic Conditions
  • Arthritis
  • Balance disorders
  • Degenerative joint disease
Specialized Programs
  • Core stabilization
  • Core strengthening
  • Posture assessment
  • Gait analysis
  • Running analysis
  • Movement analysis
  • Golf program
  • Return to gym
  • Return to running
  • Return to throwing
  • Return to sport
  • Strengthening programs
  • Vestibular rehab
  • Concussion rehab
  • Crossfit rehab

Physical Therapy FAQs

If you still have questions, let’s chat! Call us or email us and we’ll get back to you.
Do I need a prescription or referral to begin Health Loft physical therapy in Chicago?

No. Direct Access in Illinois now allows you to meet with a Health Loft physical therapist in Chicago without a prescription or referral. This holds true as long as we observe substantial and measurable improvement within your first 10 visits or 15 days from beginning the physical therapy. If not, we will consult your doctor to further analyze the causes of your condition and devise a better treatment plan for you.

Can I see the same physical therapist every visit?

Yes! It’s important to us that you develop a relationship with the same physical therapist so they can be part of your entire journey. Repeated visits with the same PT also ensure that your relationship is based on trust and is as comfortable as it can be.

How do I know if my insurance will cover physical therapy in Chicago?

We will verify your insurance when you book your first appointment. Health Loft accepts most major insurance plans and Medicare.

Can I use my HSA, FSA, or a self-payment plan to pay for physical therapy in Chicago?

Yes, you can use your savings dollars to pay for your physical therapy. We also have payment plans and discounts available if you decide to pay upfront with your HSA/FSA or out of your personal pocket.

What are your operational hours for physical therapy in Chicago?

We are open Monday through Friday, 6 a.m. to 8 p.m.

How do I make an appointment?
We’re excited for you to run down the road to recovery! You can schedule your appointment online or call us at 312-736-1868 to get started with the best physical therapy in Chicago.

What should I expect on my first visit?

We want to get to know you! Our first job is to listen to your story and your concerns, ask questions to determine the root problems, and develop a plan that works for your lifestyle. These appointments are always 60 minutes long.

How long do appointments typically last?

All physical therapy appointments are between 45-60 minutes. That’s 2-3 times longer than most traditional clinics that offer physical therapy in Chicago.

Have questions about insurance coverage?

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